Recently, many people are looking for a fixed multi-merchant pos machine, because they feel that fixed multi-merchants can guarantee not to skip code. This is actually a misunderstanding. Let me give you a detailed explanation.
At present, there are two types of large POS on the market: app-selected and fixed ten households. The app chooses to select the merchant or industry on the mobile client first, and then swipe the card on the pos machine; while the fixed ten households display 10 pre-applied merchants in the merchant list of the pos machine, and select the merchants who want to swipe to check in the card. Just fine.
We can often see some netizens posting in the forum that the fixed merchants are better than the app, because the fixed merchants will not skip the code. In fact, this statement is not accurate. We must understand that many payment companies now have hand-brush products. There are also big machines, can do app self-selection procedures, can also do fixed multi-business, skip the code, in fact, regardless of which mode, if the payment company wants to make money, the fixed merchant can still jump code, which is why some people in the store After the card was discovered, the reason why the actual bill and the shop did not match was found, so if you want to set up a machine that does not skip code, it is most important to choose a stable payment platform.
In addition, the traditional one-to-one-one fixed multi-merchant has the risk of stopping or skipping code later. Why should I say this?
In mid-October last year, a payment company was strictly investigated by the central bank because of violations of regulations. By the end of the night, 80% of the stock merchants were shut down. A friend who knows a little about the card is aware that the payment company that does more business is definitely more than that. This family, why is it the most embarrassing to be investigated? It is because this payment company has developed a lot of merchants since the first half of 2017. Due to the non-hopping code, the second to the high efficiency, the transaction volume has increased sharply in the short term.
According to industry sources, it is precisely because it has too many merchants and one store, so it has attracted attention. Because a pos machine is equipped with 10 fixed merchants, one household and one code, it corresponds to 10 terminal SN numbers, which is equivalent to deploying 10 machines on the market. Once there are more people in this fixed ten households, This data is obviously very unreasonable, because there are not so many pos machines in the market, it is obviously a violation.
In fact, last year, not only did the payment company shut down the merchants, but another payment company also shut down multiple stock merchants. When applying for a new merchant, an ID card can only apply for two merchants at most. The above is the same.
If you do not shut down the merchants, you can only reduce the number of original terminals, and hang the additional merchants under the names of other merchants. This will cause the original merchants to change, so they will skip the code.
The app is different from the fixed ten households. You only need to apply for a default merchant in the background. Users can log in to the app to select local merchants in various industries. When you encounter the check, you only need to temporarily turn off the function of the selected merchant. The background will only display a default merchant, so the number of terminals is normal, so everyone will find that now all payment companies have launched the pos machine of the app, and everyone should see why it is here.
There is also a problem that many people have doubts. The app and the hand brush of the big machine are all the merchant pool mode. Is it the same as the hand brush, the drawbacks of jumping code and brushing to the risk merchant?
First of all, the jump does not jump code and mode has nothing to do, mainly depends on the payment company. Secondly, some netizens say that they have swiped their hands to the risk merchants and received a reminder call from the bank. This is because some payment companies’ systems were not perfect enough. There will be too many people sharing some merchants, and the water is too large to be controlled by the wind, but now the app system of the big machine has been gradually improved, and it is possible to monitor the merchants with large water flow, and then move these merchants from the merchant pool in advance. Remove and replace the new whitelist merchants, so the possibility of brushing to risk merchants is extremely low.
In summary, when dealing with the pos machine, the most important thing is to see if it is clear, and then see if the payment platform is stable. As long as it can locate the local merchants, do not skip the code, and then cooperate with the reasonable card-swapping method, Helpful, in addition, the after-sales of the agent is also very important.
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