Yesterday (January 4th), China UnionPay signed a strategic cooperation agreement with Jingdong Finance. The payment company of JD Finance officially became a member of China UnionPay's acquiring company, and launched the online and offline acquiring business of UnionPay card.
It is worth noting that the competition in the acquiring market is fierce, especially after the central bank's “96 fee reformâ€, the competition between banks and third-party payment institutions in the acquiring market is becoming increasingly hot. The Jingdong Finance enters the acquiring market, aiming at not only the handling fee of the acquiring market.
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It is worth noting that the competition in the acquiring market is fierce, especially after the central bank's “96 fee reformâ€, the competition between banks and third-party payment institutions in the acquiring market is becoming increasingly hot. The Jingdong Finance enters the acquiring market, aiming at not only the handling fee of the acquiring market.
According to reports, the next step is that UnionPay and JD Finance will jointly implement banking practices in the areas of cloud flash payment and Internet payment. China UnionPay President Shi Wenchao said that UnionPay will firmly uphold the Quartet model, follow the principle of multi-win, and use technology and financial technology to explore and innovate.
Faced with the "double" status of WeChat and Alipay in the field of mobile payment, whether Jingdong Finance can use the advantages of UnionPay's channel to achieve "curve overtaking" caused concern. Yesterday, UnionPay International announced that the UAE has become the first overseas market to open UnionPay cloud flash payment service in 2017. The cloud flash payment acceptance will be “landed†for the first time in the Middle East, and the UAE Mashreq Bank will realize all of it in the next six months. 15,000 POS terminals that accept non-received payments can be paid by cloud. According to the latest data of UnionPay, 400,000 POS terminals overseas have supported cloud flash payment, and nearly 300,000 units were added last year.
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