The WeChat Payment Partner Conference was held in Shenzhen and exposed a lot of important data. The section chief secretly shared it with everyone!
Nani?! WeChat payment users have more than 4 billion, and only a few years, the most important thing is that WeChat registered users reached 1.2 billion, which means that all Chinese people are basically a WeChat, up to 800 million Under the monthly activity, the trading frequency of WeChat payment is also climbing in the bamboo festival!
The section chief again, the total number of merchants in the bank + acquiring institution of WeChat payment cooperation has reached 10 million, and the annual transaction volume is as high as 42 trillion! It is clear that it is trillions!
Just after the NDRC requested the change of the loan separation fee in March this year, the acquiring institution and the agent already knew that this was the last notice. In the future, the days when I want to rely on the profit of the receipt will never return. What should I do? Under the influence of the Internet, the real economy made the scan code pay a red night. In this small payment, many partners rushed to make the first batch of people who ate crabs. However, because it is too hot, Yang Ma shouted to stop the QR code payment, no way, who makes you red? There is a saying that is good, how much can be tolerated!
Despite this, people in the first-tier cities know that before the fee change, the scan code payment has already been red all over the streets. Even if it is a small convenience store, you don’t have a QR code card at the checkout counter. It is to be despised by consumers!
Fortunately, the two-dimensional code payment has been loosened. Now, including the largest bank in the universe, ICBC has also launched two-dimensional code payment products. UnionPay is also secretly formulating the QR code standard. The new wave of QR code payment is positive. Sweeping!
Then the topic returned to the 9.6 fee change, the scan code paid from the original corner, the sound of a big fortune, the company became a new potential army, and it was out of control, it sang all the way, became a shining Celebrity. Many of the payment agencies that included the original credit card receipts also rejected the four-dimensional changes that they gradually accepted and joined.
Is there a good way to scan the code?
The cost is low, the user has a mobile phone, everyone has WeChat Alipay!
The profit is high, you have a merchant, why don’t you scan the code and make more money!
The market prospects are good! Now merchants are eager to collect money in QR code, otherwise they will not enter the stream, do not do or look silly, that is really stupid!
Let's return to the topic now. You want to be clear about these points before you can take a slice of the scan code payment:
1. POS and scan code payment is not a deadly enemy, doing business is not a wife, you do not need to love one! Add a QR code to collect the licensing, no effort, more than a run!
Many people ask me, in the end, do pos or scan code payment? Do pos, but now the scan code payment is hot, do not be afraid of missed opportunities; do scan code payment, mixed for so long pos field, how can you say to leave Just leave ... amount, I am tempered! With this time entangled, it is better to understand the industry to do research, choose a reliable owner. Hey, scan code payment and pos are like chickens and old hens. The old hen gives you the next egg. The chicken eats your food and thrives. After that, you can lay eggs every day, so if you have the ability and perseverance. It is entirely possible to raise two chickens.
2. With so many scan code payment service providers, what aspects should it measure?
This question is very important. My answer is divided into several parts. It is for reference only. The most important thing is to rely on your own bright eyes.
The first thing to know is that there won't be a pie in the sky.
Nowadays, it is no exaggeration to describe the industry in the past. Some unscrupulous enterprises are trying to compete for merchants without bottom line to lower the rate, but the old saying goes well: wool is on the sheep, into the pit, away from the The pit is not far away!
Secondly, in addition to the rate, it is necessary to examine the company's technical strength.
Soft power is very important, hard power is also indispensable, make up your mind to develop a business, but the system does not force, three days and two chains fall, then you cry no cry! So a payment company has a mature technical team Too important. For example, the Super League gold service with the first user experience has its own professional technical team. The team members call it a rookie in the old world of the program world. Anyway, they have professional code machines, according to my observation. The user experience is really great.
Secondly, don't be afraid of trouble, field trips are necessary.
Some payment companies kept saying that they were serious about doing offline, but the elements of the push were not seen, and I was amused by me. Some payment companies used the shell to carry out business. The contracting body was not a payment company at all, but who had a problem after the problem? If you choose a product agent, you must understand and understand, and ask the industry group to ask your friends to make their own research. If there is time, it is necessary to conduct a site visit for a ticket.
3. Choose a reliable product and go all out
Don't come with people who try their best, because you have thousands of people who are bound to win, you can't fight; people who want to look at Zhangwang and get into the water don't waste time, because the market is so big, you look around At the time, others have already tried their best to capture the market... So, if you are not optimistic about the scan code payment, don't do it! If you are optimistic about the scan code payment, don't hesitate!
In summary, a friend who wants to do a scan code payment only needs to remember one sentence, polish his eyes and choose a reliable payment company, and quickly capture the market, do a good user experience, and strive to swear by people.
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