For credit card holders, the most concerned with owning a credit card is how to increase their quota. The average amount of the initial application for an ordinary applicant is not too high. Credit card quotas not only mean simple card spending power, but also represent the cardholder’s economic strength and credit rating. What I want to say to my friends today is that the credit card newcomers have transformed into the habits of the Cardi people in their daily use. Let us learn about it. As long as the friends keep these 8 small habits, the credit card withdrawal will be no difficulty. 1, credit card spending The frequency of using a credit card must be high. No matter how large the amount of money is for recharging, buying water, or refueling, there must be less. As long as the credit card can be used in consumer places, it is absolutely necessary to use credit card consumption. Because the multi-brush trading system will think that credit card is your daily necessities, it can also prove your spending power. 2. Apply for temporary withdrawals It is generally not easy to set aside a fixed amount, but whenever a holiday, travel, or business trip needs to be increased in the short term, you can apply for a temporary quota directly and it will be easier to approve. The demand for the temporary limit can also be converted into a permanent amount in the later period. 3, to communicate more with customer service The applicant continues to call the issuing bank to make a call. Sometimes, different customer service applications will be handled differently. Different customer service does have different methods of processing, but the results of system evaluation will be the same. There are also many examples of successful applications for quotas. 4, the amount of consumption should be sufficient Although the number of transactions per month is large, the total amount spent is relatively small, and it is also not conducive to the amount. The number of transactions and the amount of money that you want to quickly raise will also be large. The monthly value should be at least 60% of the total amount. Above, a minimum of 2-3 pennies is spent on a monthly basis, which is more than 3,000 yuan. For those who often run outside, you can set up your own POS. If you are not spending enough, you can use your own POS. The advantage is that the withdrawal is also equivalent to consumption. 5, high-quality customers can raise the threat of sales cards High-quality cardholders can apply for an increase in the amount of credit. If the cardholder cannot request the sales card, it is sometimes very useful. For card issuers, they are reluctant to lose a creditworthy customer. If you don't have any cardholders for spending, you will immediately agree to sell the bank's customer service. 6, pause for a period of time For long-term credit cards that cannot be withdrawn, you can intentionally stop using them for a period of 2-3 months without credit card spending. In general, you should rush your spending before you sleep to prove your spending power. Once you sleep, you will be contacted by dormant customer service. There are certain incentives for the activation of the card, such as rewards. 7, see the right time to contact the bank customer service The time period for mentioning is also very important. For example, it is most effective when applying on the billing day or when the card has just been brushed. When the card is about to explode, the system will prompt to automatically raise the temporary limit. 8, continuous consumption can not stop Credit card consumption bills need to be 3 months in a row, with no interruptions, that is, monthly consumption. And monthly consumption and frequency are almost the same. Summary: Credit card applications and credit card withdrawals are always a topic of concern for many of my friends. Many cardholders use credit card payments as a pleasure and a way to play. It is a good idea to play cards with such a mentality. After all, the card is played. People have a certain amount of control. To remind friends, the purpose of playing cards, raising cards, and raising amounts is to use credit cards as a kind of life attitude and financial management method, instead of using the credit card to raise money to soak in the credit card funds. Have seen a lot of card slaves, the formation of card slaves is because of their uncontrolled consumption gradually plunged into a debt quagmire. Suggest friends, appropriate application for a few credit cards to obtain some consumer rights is very good, understand, do not contradict, use, is the use of credit cards. I hope this information will help my friends.