[ Chinese wardrobe network ] With the rapid development of the financial industry and the integration of various industries, the current purchase of wardrobes and other furniture can also implement the "mortgage payment" approach. Undoubtedly, this is a positive for some young consumers who are not well funded. However, some insiders reminded that consumer mortgages still need to do their best.
"Men's buy a wardrobe" is becoming more popular with consumers.
"Men's buy a wardrobe" to ease the pressure on young consumer groups
The creation of this new thing of "mortgage to buy wardrobes" is a new hope for the entire wardrobe industry, and it is also a kind of pulling for sales. The consumer groups that use the mortgage to buy wardrobes are mostly young consumers. This group has a certain economic foundation, but the foundation is not strong. After paying a large fee to purchase a house, the decoration funds are even more tense. This group is more likely to accept the concept of credit consumption. Therefore, the way of loan decoration is not only consistent with their advanced consumption concept, but also relieves their economic pressure to a certain extent. Many young white-collar workers choose to pay in installments to build their dreams. home.
New mode of mortgage payment to drive wardrobe consumption
According to an interview with consumers, if the fee for providing the loan is low enough, the mortgage payment will be considered if the application is convenient. Some banks have also introduced some preferential services, cooperate with a number of well-known wardrobe brands, can pay in installments when buying wardrobes, and zero interest rates, this new consumption model has indeed attracted many consumers. Not only that, but many large furniture stores have also launched services to buy furniture such as wardrobes and interest-free installments. These services of banks and stores have undoubtedly helped the wardrobe enterprises to attract more consumers, especially the consumption power of the high-end wardrobe brands.
Mortgage payment consumers need to do their best
Although there is still "only a few thousand dollars, can I use a mortgage to buy it?", "If you buy a wardrobe, if you don't have money, I won't buy such a consumer opinion, but the current consumption of the wardrobe to buy a wardrobe is more and more The wider the shop, the more it can improve the quality and grade of consumers' new homes, and it also conforms to the consumption concept that people consume in advance. However, the relevant departments remind consumers that not all consumers are suitable for mortgages to buy wardrobes. "If you already have a mortgage or a car loan, your money is very tight, you must choose carefully, do not blindly consume, you must do what you can."
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